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« Last post by Cagare on Today at 12:47:01 PM »
There is no insurer that would ever provide you with coverage for anything that happens at one of these events. To my knowledge there is no insurance products that would cover any type of timed event. Historically there's been a very small handful of insurance products for HPDE/Lapping (non-timed) events, but even those seem to have of disappeared in Canada.
There are a few that have covered schools on tracks but that is about it. In over 40 years of this, the only damage I have had has been mechanical failure of some sort - e.g. wheel studs breaking, front sway bar breaking, wheel bearings (peculiar to my car - S2k) etc. However I have seen roll-overs (caused by a FSB breaking), and other incidents mainly due to gross driver error or even hitting a light at Fort Macleod airport (we try to design tracks so you are not spinning at one but it can happen albeit infrequently). Take a school or a few and you can avoid most if not all of the carnage.
Cheers,
Reijo
While rare, incidents can happen. I have personally witnessed some pretty severe damage to a few vehicles, never at an SASC event as you noted though. The safety culture with SASC is quite strong and events are managed well. Still, things can happen, and at least for me, if I am driving a car that I am worried about damaging I am not pushing myself as hard than in a car I care less about.
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« Last post by Reijo on April 26, 2024, 09:18:24 AM »
There is no insurer that would ever provide you with coverage for anything that happens at one of these events. To my knowledge there is no insurance products that would cover any type of timed event. Historically there's been a very small handful of insurance products for HPDE/Lapping (non-timed) events, but even those seem to have of disappeared in Canada.
There are a few that have covered schools on tracks but that is about it. In over 40 years of this, the only damage I have had has been mechanical failure of some sort - e.g. wheel studs breaking, front sway bar breaking, wheel bearings (peculiar to my car - S2k) etc. However I have seen roll-overs (caused by a FSB breaking), and other incidents mainly due to gross driver error or even hitting a light at Fort Macleod airport (we try to design tracks so you are not spinning at one but it can happen albeit infrequently). Take a school or a few and you can avoid most if not all of the carnage. Cheers, Reijo
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« Last post by MiketheSpike on April 25, 2024, 03:20:45 PM »
Hey folks, this will be my first season ever of autocross, and I'll be using an almost new vehicle to do so. I understand that your typical car insurance will not cover you if something happens to your car while you autocross, so what is everyone doing for insurance? Just rolling the dice? Just curious. I'd think the chances of getting into a collision is very very low while autocrossing, so I assume most people just don't bother, and are prepared to cover their own damages if something occurs...?? Thanks for sharing your thoughts!
An update: I'd recommend anyone worrying about insurance while autocrossing and while NOT autocrossing (which was a newer concern for me) and how insurance companies think, have a discussion with someone like Bill Eckhart at Touchstone Insurance. He was very helpful with clearing it all up.
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« Last post by Pat S on April 25, 2024, 06:56:45 AM »
YYC is back!?!?! Great work crew!
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« Last post by MiketheSpike on April 24, 2024, 08:05:01 AM »
Yes - I've lowered my expectations to simply trying to find an insurer that will not void or terminate my regular coverage if they were to find out about autocrossing. I'd like everything to be on the up and up -- I just can't understand why insurance companies care if you autocross if they aren't going to cover it anyways...it is not a criminal act or anything like it.
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Thanks I have updated the post.
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« Last post by GJMills on April 23, 2024, 04:35:30 PM »
Format for the 2024 SASC Championship
Daily Itinerary
Fort Macleod
7:30am – Course Setup
9:00am – On-Site Mandatory Check-In (with timing vehicle) & Vehicle Tech Inspection Close
9:15am – Guided Course Walk (aka Rookie Course Walk)
9:45am – Mandatory Drivers Meeting
10:00am – Timed Runs Begin
~4:00pm – Timed Runs Finish, Takedown & Cleanup
Sound Limit 93.0 dB
Airdrie Air Park
8:00am 9:00am – Gates Open and Course Setup
9:15am 10:15am – Gates Close for entrants
9:20am 10:20am - On-Site Mandatory Check-In (with timing vehicle) & Vehicle Tech Inspection close
9:15am 10:15am – Course open for walking/Guided Course Walk (aka Rookie Course Walk)/Group 1 cars may move to grid
9:45am 10:45am – Mandatory Drivers Meeting - Group 1 cars must be in grid with all equipment needed to run/Group 1 Workers ready to work after meeting
11:00am 11:00pm - First car out, start of timed runs, Gates are reopened for spectator access
5:00pm – Timed Runs Must Finish, Takedown & Cleanup
6:00pm – Everything must be off-site, Runway Now Active
Sound Limit 98.0 dB
YYC Parking Lot
8:00am – Gates Open and Course Setup
9:15am – Gates Close for entrants
9:20am – On-Site Mandatory Check-In (with timing vehicle) & Vehicle Tech Inspection close
9:15am – Course open for walking/Guided Course Walk (aka Rookie Course Walk)/Group 1 cars may move to grid
9:45am – Mandatory Drivers Meeting - Group 1 cars must be in grid with all equipment needed to run/Group 1 Workers ready to work after meeting
11:00am – First car out, start of timed runs, Gates are reopened for spectator access
5:00pm – Timed Runs Must Finish, Takedown & Cleanup
6:00pm – Everything must be off-site
Sound Limit 93.0 dB
Possibly a couple things to edit? Remove first two highlighted times and last one should be 10:00 I would think?
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« Last post by 94boosted on April 23, 2024, 04:18:00 PM »
There is no insurer that would ever provide you with coverage for anything that happens at one of these events. To my knowledge there is no insurance products that would cover any type of timed event. Historically there's been a very small handful of insurance products for HPDE/Lapping (non-timed) events, but even those seem to have of disappeared in Canada.
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« Last post by MiketheSpike on April 23, 2024, 01:43:08 PM »
Oh I see that there was a thread on this a few years ago...I suppose I'll be looking for a friendly insurer...
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« Last post by MiketheSpike on April 23, 2024, 10:38:10 AM »
Hey folks, this will be my first season ever of autocross, and I'll be using an almost new vehicle to do so. I understand that your typical car insurance will not cover you if something happens to your car while you autocross, so what is everyone doing for insurance? Just rolling the dice? Just curious. I'd think the chances of getting into a collision is very very low while autocrossing, so I assume most people just don't bother, and are prepared to cover their own damages if something occurs...?? Thanks for sharing your thoughts!
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