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February 19, 2018, 02:49:46 PM

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Author Topic: Autocross Use – Vehicle Insurance  (Read 1116 times)

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94boosted

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Re: Autocross Use – Vehicle Insurance
« Reply #15 on: February 06, 2018, 12:45:35 PM »
Just spoke with my current broker Bow Valley Insurance regarding this and they also have no issues. Zero coverage while competing, naturally and normal coverage while normally using the vehicle on public roads.
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94boosted

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Re: Autocross Use – Vehicle Insurance
« Reply #16 on: February 09, 2018, 03:46:00 PM »
If you are going to be speaking to your broker or insurance company I'd recommend you stress the following to them (from my recent, personal experience)

1. This isn't wheel to wheel racing but rather a timed solo event
2. You are fully aware that you have zero coverage while you're competing at an event
3. The club carries insurance through ASN Canada (http://www.asncanada.com/wp-content/uploads/2017/05/ASN_Insurance_Summary_2017-18.pdf) - this insurance does not cover your vehicle though
Tom - 312 SSP
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kaho

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Re: Autocross Use – Vehicle Insurance
« Reply #17 on: February 12, 2018, 02:49:14 PM »
Wayne, if you don't mind me asking, how did the insurance company discover your involvement with the events?

Wayne Dyck

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Re: Autocross Use – Vehicle Insurance
« Reply #18 on: February 12, 2018, 07:09:05 PM »
Dissatisfaction with a claim settlement led me ask my insurance broker to explore alternate insurers. This led to disclosure on vehicle use, which was never asked 8 years ago.
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kaho

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Re: Autocross Use – Vehicle Insurance
« Reply #19 on: February 13, 2018, 09:16:53 AM »
I see. I suppose so far there have been no instances of insurance company personnel creeping up clients through social media and finding out they have participated in car club events.

ZiG

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Re: Autocross Use – Vehicle Insurance
« Reply #20 on: February 13, 2018, 12:20:03 PM »
What a pissoff. I have a hard time understanding how what I do with my property off public roads has any bearing on my insurance, especially since I don't carry collision on that vehicle. It's not modified, and participating in this sport makes me a better driver. Guess it's time to start shopping...

 

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