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General Discussion / Re: Insurance for autocross?
« on: May 01, 2024, 12:47:01 PM »There is no insurer that would ever provide you with coverage for anything that happens at one of these events. To my knowledge there is no insurance products that would cover any type of timed event. Historically there's been a very small handful of insurance products for HPDE/Lapping (non-timed) events, but even those seem to have of disappeared in Canada.
There are a few that have covered schools on tracks but that is about it. In over 40 years of this, the only damage I have had has been mechanical failure of some sort - e.g. wheel studs breaking, front sway bar breaking, wheel bearings (peculiar to my car - S2k) etc. However I have seen roll-overs (caused by a FSB breaking), and other incidents mainly due to gross driver error or even hitting a light at Fort Macleod airport (we try to design tracks so you are not spinning at one but it can happen albeit infrequently). Take a school or a few and you can avoid most if not all of the carnage.
Cheers,
Reijo
While rare, incidents can happen. I have personally witnessed some pretty severe damage to a few vehicles, never at an SASC event as you noted though. The safety culture with SASC is quite strong and events are managed well. Still, things can happen, and at least for me, if I am driving a car that I am worried about damaging I am not pushing myself as hard than in a car I care less about.