Autocross Use – Vehicle Insurance

[94boosted]

Just spoke with my current broker Bow Valley Insurance regarding this and they also have no issues. Zero coverage while competing, naturally and normal coverage while normally using the vehicle on public roads.

[94boosted]

If you are going to be speaking to your broker or insurance company I'd recommend you stress the following to them (from my recent, personal experience)

1. This isn't wheel to wheel racing but rather a timed solo event
2. You are fully aware that you have zero coverage while you're competing at an event
3. The club carries insurance through ASN Canada (http://www.asncanada.com/wp-content/uploads/2017/05/ASN_Insurance_Summary_2017-18.pdf) - this insurance does not cover your vehicle though

[kaho]

Wayne, if you don't mind me asking, how did the insurance company discover your involvement with the events?

[Wayne Dyck]

Dissatisfaction with a claim settlement led me ask my insurance broker to explore alternate insurers. This led to disclosure on vehicle use, which was never asked 8 years ago.

[kaho]

I see. I suppose so far there have been no instances of insurance company personnel creeping up clients through social media and finding out they have participated in car club events.

[ZiG]

What a pissoff. I have a hard time understanding how what I do with my property off public roads has any bearing on my insurance, especially since I don't carry collision on that vehicle. It's not modified, and participating in this sport makes me a better driver. Guess it's time to start shopping...

[George]

Thanks for this info - I have to renew my insurance and will be going to get quotes, it looks like the 3 friendly brokers are
- Touchstone Insurance
- Bow Valley Insurance
- Western General, Roy Howerton

any others that I should call? I'll be changing cars and house.

[Patrick C]

Hello
My insurance company has informed me they won't insure my car because I use it for autocross. I have phoned a couple of others who have also declined to insure the car.

Anyone have a suggestions for autocross friendly insurance  companies?
Thanks

[John in Calgary]

Try Shelley at Touchstone, I switched over to them last year for our Miata.  PM me if you would like more details and I'll send you my phone number.

John

[94boosted]

Hello
My insurance company has informed me they won't insure my car because I use it for autocross. I have phoned a couple of others who have also declined to insure the car.

Anyone have a suggestions for autocross friendly insurance  companies?
Thanks

Patrick I merged the topic with the existing one.